life-insurance Finding Cover: Life Insurance and Critical Illness.

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Compare Life Cover or Mortgage Protection Insurance Prices

Also consider critical illness cover. Critical illness cover is a long-term insurance policy that's designed to pay you a lump sum on diagnosis of a varied range of seriously incapacitating or life threatening conditions such as loss of limbs, heart attack, stroke, cancer, blindness and many more.

You can use the payout for anything you wish including medical treatment or to pay off your mortgage.

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discover the differences between the providers Following your enquiry, an independent, impartial advisor will contact you and help you choose from a range of the major UK Life Cover providers. Your privacy is important to us, we do not share your contact details.

FREE, Simple No-Obligation Life Insurance Enquiry
How much life insurance or mortgage protection do you require? Choice 1: Amount of life insurance quote

Would you prefer to receive life insurance quotes for a specified amount of cover where we work out the cost of the monthly premium?

For instance, if you type in £150,000 we will tell you what your monthly premium would be.

Please give an approximation if unsure at this time, it won't be a problem changing the amount at a later date.
OR
How much would you prefer to pay each month? Choice 2: Cost driven quote

Would you like to receive a personal quote based on how much life insurance cover you will get for a specified monthly premium? i.e. how much can you afford to pay each month?

For instance, if you type in £100, we will tell you what your amount of life cover would be.

Please give an approximation if unsure at this time, it won't be a problem changing the amount at a later date.
How many years would you like to buy cover for? (leave blank if unsure)
Compare critical illness and life cover quotes to insure more than one person Do you require life insurance for your partner?

Joint life insurance policies are available to buy, but you might like to consider buying two single life insurance policies as an alternative. With two single life insurance policies, if both policy holders die together, both of the policies pay out. Only one payout would occur with just one joint policy.

Buying this double life insurance can provide a valuable additional payout to support surviving family members.

Also, two separate life insurance policies are more often suited in the case of policies that include critical illness cover. This is because if one policyholder is diagnosed with a covered illness, the other will not want their cover to be lost. This would happen with a joint life policy.
We also encourage you to check out critical illness cover Compare critical illness cover

You can protect your lifestyle by buying critical illness insurance. Everyone knows about protecting yourself or your mortgage with life insurance should the worst happen, but suffering a critical illness can have a similar impact on your family.

Critical illness cover pays out a lump sum if you're diagnosed with any of a range of serious conditions. These include heart disease, strokes, cancer and multiple sclerosis. The number of conditions can vary and will affect the premium paid.
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from one of our professional brokers now... A no pressure "just looking" enquiry

You will have absolutely no obligation to buy life insurance once you have pushed the submit button.

Enquire now to uncover the differences between currently available life insurance or critical illness cover policies...
FULLY CONFIDENTIAL: We take your privacy very seriously, your information will never be passed on to anyone other than the people directly involved with you buying your life insurance.

Possible Life Insuance Providers...

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The Finding Cover Life Life Insurance site is an advertising vehicle for Ingard Financial, (Reg. Office) Ryan House, 18-19 Aviation Way, Southend on Sea, Essex SS2 6UN. Registration Number 05728066. Registered in England and Wales. Ingard Financial is regulated by the Financial Services Authority (FSA). With over twenty years experience in the financial sector, Ingard Financial has forged a reputation for offering a superior service based on honesty, integrity and a clear transparent work ethic that ensures every client is treated fairly and professionally.

Consider buying critical illness insurance in addition to your life insurance.

Critical illness cover is a long-term insurance policy that's designed to pay you a lump sum on diagnosis of a varied range of seriously incapacitating or life threatening conditions such as loss of limbs, heart attack, stroke, cancer, blindness and many more.

You can use the payout for anything you wish including medical treatment or to pay off your mortgage.

Compare critical illness cover

Many believe that the critical illness cover and life insurance market is so competitive that there is little difference between the charges of different providers. They are mistaken.

You can protect your lifestyle by buying critical illness insurance. Everyone knows about protecting yourself or your mortgage with life insurance should the worst happen, but suffering a critical illness can have a similar impact on your family.

Critical illness cover pays out a lump sum if you're diagnosed with any of a range of life threatening illnesses. These include heart disease, strokes, cancer and multiple sclerosis. The number of conditions can vary and will affect the premium paid.

A selection of the critical illnesses that are often covered are as follows. Please note that critical illness cover policies differ in what they cover and may also have age restrictions. It is important that you are familiar with the inclusions and exclusions.

  • Alzheimer's Disease
  • Angioplasty
  • Aorta Graft Surgery
  • Aplastic Anaemia
  • Bacterial Meningitis
  • Benign Brain Tumour
  • Blindness
  • Cancer
  • Cardiomyopathy
  • Coma
  • Coronary Bypass Surgery
  • Creutzfeldt-Jakob Disease (CJD)
  • Deafness
  • Dementia
  • Encephalitis
  • Heart Attack
  • Heart Valve Replacement or repair
  • HIV/AIDs
  • Kidney Failure
  • Liver Failure

  • Loss of hands or feet
  • Loss of limbs
  • Lupus Erythematosus
  • Major Organ Transplant
  • Motor Neurone Disease
  • Multiple Sclerosis
  • Paralysis
  • Paraplegia
  • Parkinson's Disease
  • Permanent Deafness
  • Permanent Loss of Speech
  • Permanent Total Disability
  • Pre-Senile Dementia
  • Respiratory Failure
  • Stroke
  • Supranuclear Palsy
  • Terminal Illness
  • Third Degree Burns
  • Traumatic Head Injury
There are a wide range of life insurance companies who offer critical illness policies. The terms and conditions and what critical illnesses are covered will vary from company to company.

Why the need for critical illness insurance?

As medical techniques advance, people are increasingly surviving serious illness.

Almost everyone has a family member or friend who has suffered from a major, possibly fatal, critical illness.

We make the whole process of buying life insurance and critical illness cover so quick and easy

Our life insurance experts will search the market on your behalf so you don't have to. You don't have to spend time and effort looking around for the best life insurance deals. Simply let us know your details and the whole of the UK market will be searched and compared.

We search the whole of the market and use trusted life insurance and critical illness cover brands

IMPORTANT PLEASE READ: Why aren't we an automated life insurance and critical illness cover comparison site? Comparison sites have been heavily criticised in the media and by the Financial Services Authority (FSA) for their lack of independence and incomplete information. Some even sell your details to 3rd parties. Others make incorrect assumptions about your circumstances.

Consumers often don't realise that they're not getting the whole picture. Not one of these comparison sites cover the whole market. For instance Aviva, the UK's largest insurance provider, refuses to be listed on them. Some comparison sites even have agreements in place ensuring they don't offer better deals than the insurer.

The FSA say "Some may only include products that the website can make money from in some way, for example if you click through to the provider."

Peace of Mind

protect your family Your family's life shouldn't stop just because you're no longer around. Start here to make your search for life insurance much easier!buy-life-insurance-online

There are three questions to you need to ask yourself:

If, like many others, you're unsure about all three, then you're definitely at the right site!

We take the stress and work away from your life cover search

Life insurance experts will search the market on your behalf so you don't have to. You don't have to spend time and effort looking around for the best life insurance deals. Simply let us know your details and the whole of the UK market will be searched and compared.

Then what?... You'll receive free Life Insurance Comparisons. Your friendly advisors will explain everything that you need to know about which type of cover is best for you.

Importantly, they'll also let you know how much you should be paying for your life cover. You can then easily choose which policy suits you and your pocket. Simplicity itself!

Why should I?... It'll save you lots of time and effort and could save you quite a bit of money in the process. Crucially, your loved ones will receive a lump sum when the inevitable happens.

 
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