Why Joint Life Cover?
Should you consider joint life insurance? As a couple, you can take out joint term cover in both your names, with the policy paying out if either of you die during the agreed term. One policy provides coverage for you both.
The amount of cover will be the same for both of you. That means the policy pays the same amount if the worst should happen to either of you.
However this is only suitable if both of you need the same level of cover. Also, a joint policy ends after a claim. The survivor would have to apply for a new policy if they wished to continue their life cover.
Joint life cover isn't your only option though
Interestingly, the price of joint life insurance is often only marginally less expensive, if at all, than two single policies with the same sum assured for each one.
Two single policies versus joint: If you take out two separate policies instead of a joint one, the survivor’s own policy is still active, even though the deceased’s policy has paid a claim. Additionally, if the unthinkable were to happen and both of you died, your dependents would get twice the pay out.
Further more, the amount of cover can be different for each of you. So which is best for you? You'll need to find out about both options to make an informed decision.
We search the whole of the market and use trusted life insurance brands
Our life insurance experts will search the market on your behalf so you don't have to. You don't have to spend time and effort looking around for the best life insurance deals. Simply let us know your details and the whole of the UK market will be searched and compared.
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Your family's life shouldn't stop just because you're no longer around.
Start here to make your search for life insurance much easier!
There are three questions to you need to ask yourself:
- 1. Which is the best type of life insurance for me?
- 2. What is the right level of cover for me?
- 3. How much should I be spending?
If, like many others, you're unsure about all three, then you're definitely at the right site!
We take the stress and work away from your life cover search
Life insurance experts will search the market on your behalf so you don't have to. You don't have to spend time and effort looking around for the best life insurance deals. Simply let us know your details and the whole of the UK market will be searched and compared.
Then what?...
You'll receive free Life Insurance Comparisons. Your friendly advisors will explain everything that you need to know about which type of cover is best for you.
Importantly, they'll also let you know how much you should be paying for your life cover. You can then easily choose which policy suits you and your pocket. Simplicity itself!
Why should I?...
It'll save you lots of time and effort and could save you quite a bit of money in the process. Crucially, your loved ones will receive a lump sum when the inevitable happens.
Possible Life Insuance Providers...
The Finding Cover Life Life Insurance site is an advertising vehicle for Ingard Financial, (Reg. Office) Ryan House, 18-19 Aviation Way, Southend on Sea, Essex SS2 6UN. Registration Number 05728066. Registered in England and Wales. Ingard Financial is regulated by the Financial Services Authority (FSA). With over twenty years experience in the financial sector, Ingard Financial has forged a reputation for offering a superior service based on honesty, integrity and a clear transparent work ethic that ensures every client is treated fairly and professionally.